Nestled at the end of a quiet city street on just under an acre, this beautifully updated 3 bedroom, 2 bath ranch-style home offers rare Oostanaula Creek frontage with no flood insurance required and land extending across the creek! Enjoy year-round water views from the new 2025 overlook deck, or wander down to the cleared creekside area, enhanced by recent tree work and landscaping to open up the river views. Conveniently located halfway between Knoxville and Chattanooga--about one hour in either direction--this home is perfectly situated for both everyday living and weekend adventures. For outdoor enthusiasts and motorcycle riders, it's approximately 40 minutes to the Tail of the Dragon, the Cherohala Skyway, and the Foothills Parkway, and only about 15 minutes to the Lost Sea. Inside, the home features a flexible layout with both a living room and a cozy family room, highlighted by a wood-burning fireplace (cleaned and serviced in 2023) and French doors framing the creek and treed backyard. The updated kitchen includes a moveable island for versatile prep and dining space. Three comfortable bedrooms include a private primary suite with walk-in closet, complemented by two remodeled bathrooms and a dedicated laundry room, plus an attached 1-car garage. Extensive renovations in 2022-2023 include new HVAC systems, water heater, flooring, paint, drywall, plumbing, and electrical, along with a 2016 metal roof. Gas lines are already run to the kitchen and front door (not currently in use), offering future options. Located in the desirable Ingleside area with private community pool access for a modest annual fee, this property delivers modern comfort and true creekside living. Conveniently close to the Eureka Trail trailhead (just minutes away at 1400 E. Madison Ave.) and downtown Athens, this location blends peaceful living with easy access to outdoor recreation and city amenities. The Eureka Trail is a scenic 5.6-mile multi-use gravel rail-trail connecting Athens and Englewood, ideal for walking, running, biking, or horseback riding along a flat, shaded path through woodlands and farmland, with restrooms, parking, a bike repair station, and a 0.5-mile Health Triangle loop at the Athens trailhead. Downtown Athens offers charming shops, local restaurants, historic buildings, and community events, as well as nearby Prof Powers Park for picnics and the Mayfield Dairy Farms Visitor Center for tours and ice cream--perfect for quick outings from your creekside retreat. This upgraded ranch-style home with water access is truly a rare find--schedule your private tour today! {All measurements (estimated) and data to be considered reliable but Buyer to verify independently. HOA fee is for seasonal use of the community pool and voluntary.}